Missed the 60-Day Rollover Deadline? Here’s What You Can Do

If you missed the 60-day deadline to complete an IRA rollover, you’re not alone—and it may not be too late to fix it. The IRS recognizes that life happens and offers a straightforward way to self-certify and complete a late rollover if certain conditions are met.

This option allows eligible taxpayers to explain the cause of the delay (such as a financial institution error, postal issue, or illness) and request a waiver without the need for a private letter ruling.

A missed deadline doesn’t have to be a permanent mistake. With the right information, there may still be a way forward.

For more insight on this process, download “Fixing Missed 60-Day Rollover Mistakes with Self- Certification in 5 Easy Steps.”

If you’d like professional guidance, contact our office at 516-294-5287 to schedule a time to discuss.